Think ahead · Retirement · Centrelink · Aged Care

Your working life built it. Let’s make sure you get to enjoy it.

Retire Ready is a boutique, locally owned financial planning practice helping everyday people to retire with confidence.

2015Helping locals since
19+ yrsAdviser experience
Melbourne-basedClients Australia-wide
What we do

Advice for every stage of the journey

Retirement is something we all work towards from our very first payday, even if we don’t realise it. Wherever you are on the path, we can help.

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Pre-Retirement

Ease into retirement on your terms. Wind back your hours, boost your super, and aim to retire debt-free, without dropping your income.

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Retirement Planning

Will your money last? We build income streams and strategies so retirement is about what you want, not just what your money allows.

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Centrelink

We manage Age Pension applications from start to finish as your registered nominee, taking the confusion out of Services Australia.

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Aged Care

Guidance through one of life’s most emotional transitions, fees, accommodation payments, and meeting lifestyle needs, all put into perspective.

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Debt Management

Strategies to reduce and clear debt before retirement, so more of your income goes to your life instead of your lenders.

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Gloria Mina, Founder and Senior Financial Adviser at Retire Ready Financial Planning
Why Retire Ready?

You don’t need to be wealthy to deserve good advice.

That’s the misconception we’ve been busting since 2015. From humble beginnings at Point Cook Town Centre, Retire Ready has grown into one of Melbourne’s west’s best-known retirement planning and aged care practices, and we’re proud that clients travel from right across Victoria to see us.

  • Locally owned and boutique. You’ll deal with the same friendly faces every time, never an anonymous service line.
  • Education first. We help you understand your own money, so every decision is one you genuinely own.
  • Tailored, not templated. One size never fits all. Your strategy is built around your goals, your family, your life.
  • Ongoing partnership. Financial planning is never “set and forget”, our service packages keep your plan on track year after year.
Meet our people
Getting started is easy

Three steps to Retire Ready

Get-to-know-you discovery meeting

A relaxed, no-obligation meeting about where you are, what worries you, and what a great retirement looks like for you.

Your tailored plan

We research, model and build a strategy in plain English, covering super, income, Centrelink entitlements and more.

Ongoing support

Life changes, and so do the rules. We review regularly and adjust your plan so you stay on track, every year.

“When I saw Gloria she helped me not only understand, but improve on the way I was heading. She is courteous and professional, and most importantly, she has a large selection of lollies in her lolly jar.”
A happy Retire Ready client

There’s really no better time to think ahead.

Take the first step today
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